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Muder

Muder is a platform owned by Ghanem First Information Technology, licensed by FAL for real estate brokerage and marketing no. 1200035496 and registered with the Ministry of Commerce in Saudi Arabia

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Muder users40K+ users

Usufruct contracts
in income-generating real estate in Saudi Arabia

Documented contracts that grant you the right to benefit from an income-generating property, with re-leasing and regular distributions.

Learn about usufruct contracts

Specialized in usufruct, owned by Ghanem First Information Technology, a company specialized in real estate technology.

Success Partners

Total distributions150,000 +
Distribution consistency100%
Avg. deal closing time4 days
Total deal volume18M
Deals closed without extension100%
Deals completed6
Total distributions150,000 +
Distribution consistency100%
Avg. deal closing time4 days
Total deal volume18M
Deals closed without extension100%
Deals completed6
Why Muder?

What is the Muder product?

We give you access to usufruct contracts in income-generating properties, fully documented and Shariah-compliant

Fixed yield

Monthly income from re-leasing

Distributions are paid out periodically

Official documentation

A usufruct contract in your name

A usufruct contract in an income-generating property, documented and officially registered in your name.

Security

High security and credibility

Muder uses compliance and anti-money-laundering solutions to keep our platform safe for everyone.

Islamic Shariah

Shariah-compliant

Muder complies with Islamic Shariah rules through the Shariah Committee's oversight of all operations, agreements, procedures and policies.

Usufruct contracts

Explore real estate usufruct contracts

We give you access to usufruct contracts in income-generating properties, fully documented and Shariah-compliant

There are no contracts to display right now.
Learn with us

Usufruct contracts, explained simply

Short educational videos on how buying, re-leasing and monthly distributions work

What is a real estate usufruct contract?

A plain explanation of usufruct, how it differs from ownership, and how it grants you the right to benefit from an income-generating property.

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How to start?

A few simple steps to own a usufruct contract

Muder lets you buy usufruct contracts in income-generating property — documented end to end

Latest news

A look at the latest news

The latest news and partnerships across the Saudi market and inside the company

Muder’s Usufruct Model Highlighted by Ahmed Alshuhail, Alongside Ghanem’s Rental-Income Story
October 28, 2026

Muder’s Usufruct Model Highlighted by Ahmed Alshuhail, Alongside Ghanem’s Rental-Income Story

Ahmed Alshuhail highlights Muder’s leased-property usufruct model and Q3 distribution update, alongside Salman Alkhuzaym’s coverage of Ghanem.

Maaal Newspaper Covers Ghanem’s Fractional Real Estate Ownership
October 28, 2026

Maaal Newspaper Covers Ghanem’s Fractional Real Estate Ownership

Maaal covers Ghanem’s $1.5 million pre-seed extension, digital property deeds and integration with Saudi Arabia’s Real Estate Registry.

Saudi fractional ownership company Ghanem raises $1.5 million as an extension of its pre-seed round
October 24, 2026

Saudi fractional ownership company Ghanem raises $1.5 million as an extension of its pre-seed round

Saudi proptech Ghanem raises $1.5m in a pre-seed extension, bringing the round to $8.6m, with deeds issued to 580 owners and live RER integration.

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